Why Cybercriminals Target the Holidays

Hackers are motivated by big money and a low risk of getting caught. During the holiday season, online shopping spikes, and many people travel or spend time away from home, making them less vigilant about online security. Cybercriminals take advantage of this by launching sophisticated scams using email, text messages, phone calls, and even AI-powered voice cloning.

Common Holiday Scams & How to Spot Them

• 1. Fake Order or Shipping Confirmations
  What to Watch For:
  — Emails with attachments or links for orders you didn't place.
  — Messages claiming to track packages from well-known delivery services.
  Stay Safe Tip: Check your purchase history directly on the retailer's official website. Do not click links or open attachments from unknown sources.
• 2. Phony Prize Notifications
  What to Watch For:
  — Emails saying you've won a contest you didn't enter.
  — Requests for personal details to “claim” a prize.
  Stay Safe Tip: If it sounds too good to be true, it probably is. Avoid clicking links or providing any information.
• 3. Urgent Password Reset Requests
  What to Watch For:
  — Messages urging you to reset your password immediately.
  — Links directing you to unfamiliar websites.
  Stay Safe Tip: Only reset passwords through the official website of the service in question. Never use a link from an unsolicited email.
• 4. Requests for Gift Cards or Money Transfers
  What to Watch For:
  — Messages asking for gift card purchases or urgent money transfers.
  — Phone calls from “family members” in distress.
  Stay Safe Tip: Use a verified phone number to check with the person directly before sending money. Be wary of unusual requests, even if they seem urgent.

Trust Your Instincts: Red Flags to Watch For

Before acting on any unexpected request, ask yourself these questions:
— Did I place an order for this item? Check your email receipts or online shopping accounts.
— Did I enter this contest? If not, it's likely a scam. Would someone send me a surprise gift with my email address? Delivery confirmations typically come after packages are received.
— Did I request a password reset? No? Then ignore the email. Would my family member ask for money in this way? If it feels unusual, verify the story using a trusted phone number.

Pro Tips for Staying Safe

1. Avoid Using Contact Info from Unsolicited Communications
— Don't click links, scan QR codes, or call numbers provided in suspicious messages.
— Use only official websites or known phone numbers to verify requests.
2. Be Suspicious of Wiring Instruction Changes
— Fraudsters often target real estate transactions by sending fake wiring instructions.
— Confirm any changes by calling your title company directly using a verified phone number.
3. Add Important Contacts to Your Phone
— Save your title company or closing agent's direct line before starting the home-buying process.
— This ensures you can quickly verify requests in urgent situations.

How The Closing Team Keeps You Safe

At The Closing Team, we take cybersecurity seriously. With decades of legal experience, cutting-edge technology like Qualia for secure transactions, and a mobile notary service, we offer unparalleled protection. Our systems are built to defend against wire fraud, ensuring your real estate transactions are secure from start to finish.

Don't let cybercrime dampen your holiday spirit. Stay informed, trust your instincts, and take proactive steps to protect your personal and financial information.